Participants gain the knowledge and tools needed for successful homeownership by covering essential topics such as budgeting and saving, understanding consumer credit, managing debt, and navigating the home buying process. This includes guidance on home inspections, selecting a realtor, and managing the financial responsibilities that come with owning a home.
Whether you’re a first-time home buyer or seeking to enhance your financial preparedness, this program offers practical guidance to help you reach your homeownership goals.
As a participant in this program you will receive personalized financial guidance, step-by-step support for the home-buying process and access to resources and tools that will prepare you for homeownership success.
Each session also features a segment called Mindful Moments—a dedicated time to explore the mental and social barriers that may hinder participants from practicing sound financial habits. During this time, we introduce helpful techniques to reduce stress, increase focus, and promote mental clarity.
Have you always wanted to buy a home but feel it’s out of reach? Homeownership is a pivotal step towards long-term financial security and building generational wealth.
This program directly combats disparities in marginalized communities by demystifying the path to homeownership and teaching individuals specific, actionable steps for buying their first home.
This program fosters a holistic approach to financial, mental, and eventually physical well-being, equipping individuals with practical knowledge and practical experience to make their homeownership dreams a reality.
A Hand Up’s Navigating the Path to Homeownership program is free to join for individuals living and working in Louisville, KY.
Program participants can earn financial incentives throughout the program by simply attending each class, meeting weekly with a financial coach, and completing homework assignments between classes.
We also include a savings match program with a capped dollar-for-dollar match to help you build a strong foundation for future savings habits that’ll help you buy your first home.
A Hand Up’s Navigating the Path to Homeownership program is a six-week incentivized initiative offered each spring for individuals living or working in Louisville, KY.
While the program is open to all Louisville residents, it is specifically designed to increase homeownership in the Parkland neighborhood, an area with a disproportionately high number of renters. Studies show that homeownership contributes to greater neighborhood stability, increased financial security, and long-term community investment. By equipping participants with the knowledge and tools needed to navigate the home buying process, our goal is to empower more families in Parkland to transition from renters to homeowners.
Please contact us if you need additional information or accommodations to attend. We adhere to all applicable federal, state and local laws, regulations and guidelines regarding the provision of reasonable accommodations for individuals with disabilities.
Are you interested in applying for our Navigating the Path to Homeownership program? Fill out the form below, and we’ll let you know when applications open.
